Loan Against Deposit

Need loans against your fixed deposits? Awsar Nidhi has an easy option for you Awsar Nidhi provides you with loan against your deposits with the bank to meet your urgent and unforeseen personal expenses.

  • You can avail loan up to 90% of the deposit amount
  • Loans are provided against Fixed Deposits, Cash Certificate and Recurring deposits.
  • Loans are granted only against those deposits, which are free from lien, restraint or encumbrance and not standing in the names of minors.
  • You can obtain loans against deposits maintained with another branch too. While availing the loan, the deposit receipts/ certificates shall be submitted to the branch disbursing the loan.

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